Healthcare Plan Terms Explained
We understand that choosing the right healthcare plan for you, your family, or your business can be a stressful process. In order to relieve some headaches. Here are some healthcare terms definitions and how they affect your health plan decision.
Co-Pay: the payment for visiting your primary care physician that is additional to the services performed. Some health plan’s have a set co-pay while others require you to reach your deductible for a lower copay.
Deductible: a certain amount of money that you have to pay before the health plan benefits begin, for example, a lower deductible.
Premium: the monthly payment for your health plan. In addition to your premium, you may also have to pay a copay, tests or for health services.
Minimum Essential Coverage: an Affordable Care Act-compliant health plan that qualifies for provided essential health coverage
Claim: A request for payment submitted to your health insurer when you get services that are covered.
When deciding on a healthplan, finding one that fits your lifestyle and needs is the best option. Unique Healthcare offers a low premium with no copay or deductible, visit your doctor as many times as needed while only paying for services performed. Visit any Mt West Family Health Clinic in El Paso, TX or find out if your current doctor is in our network click here. For any questions about Unique Healthcare call (915)317-5700.